(a) Subsection (d) of this section contains an optional
model COB provision form for use in contracts. The use of this model
form is subject to the provisions of §3.3509 of this title (relating
to Miscellaneous Provisions) and the provisions of §3.3507 of
this title (relating to Rules for COB and Order of Benefits).
(b) Subsection (e) of this section contains an optional
model plain language description of the COB process that explains
to the covered person how health plans will implement COB. It is not
intended to replace or change the provisions that are set forth in
the contract. Its purpose is to explain the process by which two or
more plans will pay for or provide benefits.
(c) A COB provision or a plain language description
does not have to use the words and format shown in the model forms.
Changes may be made to fit the language and style of the rest of the
contract or to reflect the difference among plans that provide services,
pay benefits for expenses incurred, and indemnify. No substantive
changes are allowed.
(d) The model COB contract provisions are as follows:
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(e) The model COB notice publication is as follows:
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