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TITLE 28INSURANCE
PART 1TEXAS DEPARTMENT OF INSURANCE
CHAPTER 5PROPERTY AND CASUALTY INSURANCE
SUBCHAPTER ETEXAS WINDSTORM INSURANCE ASSOCIATION
DIVISION 7INSPECTIONS FOR WINDSTORM AND HAIL INSURANCE
RULE §5.4605Items Not Requiring an Inspection for the Purposes of Windstorm and Hail Insurance Coverage through the Texas Windstorm Insurance Association

The items listed in this section do not require an inspection for compliance with the windstorm and hail insurance coverage through the Texas Windstorm Insurance Association provided that any repairs, replacements, or procedures are made with like kind and quality materials, fasteners, and craftsmanship as compared to the structure before the repairs, replacements, or procedures are made, and as compared to the parts of the building that are not repaired. In addition, if no structural change is made, the initial installation or replacement of the listed items may be made without requiring an inspection. The items are as follows:

  (1) repairs to roof coverings with a cumulative area of less than 100 square feet (one square), not involving roof decking or framing members;

  (2) repairs or replacement of gutters;

  (3) replacement of decorative shutters;

  (4) repairs to breakaway walls;

  (5) fascia repairs;

  (6) repairs to porch and balcony handrails and guardrails;

  (7) repairs to stairways or steps, and wheelchair ramps;

  (8) protective measures before a storm;

  (9) temporary repairs after a storm;

  (10) leveling and repairs to an existing slab on grade foundation, unless wall and/or foundation anchorage is altered or repaired;

  (11) leveling of an existing pier and beam foundation or piling foundation, if no repairs are made;

  (12) fence repair;

  (13) painting, carpeting, and refinishing;

  (14) plumbing and electrical repairs;

  (15) repairs or replacement of preformed flanges with a collar or sleeve used for mechanical, plumbing, or electrical roof penetrations;

  (16) repairs to slabs poured on the ground for patios (including slabs under homes on pilings);

  (17) repairs or replacement of soffits less than 24 inches in width;

  (18) repairs or replacement of nonstructural interior fixtures, cabinets, partitions (nonloadbearing), surfaces, trims, or equipment;

  (19) replacement of glass in windows or glass doors or replacement of exterior side-hinged doors not involving the frames provided that the area is less than 10 percent of the surface area of the affected side (elevation) of the structure;

  (20) repairs or replacement of exterior wall coverings provided that the area is less than 10 percent of the surface area of the affected side (elevation) of the structure; and

  (21) repairs or replacement of storm doors or screen doors (a supplemental door installed on the outside of an exterior door).


Source Note: The provisions of this §5.4605 adopted to be effective July 20, 2003, 28 TexReg 5535; amended to be effective July 18, 2016, 41 TexReg 5176

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