| (a) It is unlawful for a person whose business includes
engaging in residential real estate-related transactions to discriminate
based on race, color, disability, religion, sex, national origin,
or familial status in making loans or other financial assistance available
for a dwelling, or which is or is to be secured by a dwelling.
(b) It is unlawful for a person engaged in making loans
or in the provision of other financial assistance relating to the
purchase, construction, improvement, repair, or maintenance of dwellings
that are secured by residential real estate to impose different terms
or conditions for the availability of such loans or other financial
assistance based on race, color, disability, religion, sex, national
origin, or familial status.
(c) Prohibited practices under this section include,
but are not limited to:
(1) failing or refusing to provide to a person, in
connection with a residential real estate-related transaction, information
regarding the availability of loans or other financial assistance,
application requirements, procedures, or standards for the review
and approval of loans or financial assistance, or providing information
that is inaccurate or different from that provided to others based
on race, color, disability, religion, sex, national origin, or familial
status;
(2) using different policies, practices, or procedures
in evaluating or determining creditworthiness of any person in connection
with the provision of a loan or other financial assistance for a dwelling
or for a loan or other financial assistance that is secured by residential
real estate based on race, color, disability, religion, sex, national
origin, or familial status; and
(3) determining the type of loan or other financial
assistance to be provided with respect to a dwelling, or fixing the
amount, interest rate, duration, or other terms of a loan or other
financial assistance for a dwelling or for a loan or other financial
assistance that is secured by residential real estate based on race,
color, disability, religion, sex, national origin, or familial status.
|
