Figure: 7 TAC §90.603(d)(17)

"You have the following rights:

     1.     You may appoint in writing a substitute Trustee.

     2.     After completing the Work, you may apply any insurance proceeds to either (a) reduce the Note or (b) repair or replace damaged or destroyed improvements.

     3.     If I fail to carry out any of my duties other than providing insurance, you may carry out the duty. On demand, I will repay you for any amount paid. This amount will include
             attorneys' fees to an attorney who is not your employee. I will also pay you interest at the contract rate in the Note. If I repay you after the full Note amount is due, I will repay
             you the after maturity interest rate in the Note. Any amount to be repaid will be secured by this Contract.

     4.     If I default on the Note or this Lien is foreclosed, I will repay you for reasonable fees to an attorney who is not your employee. I will also repay you for court, collection,
             and foreclosure costs. The amount to be repaid will be secured by this Contract.

     5.     After notice of default plus twenty-one days, you may:
             a. declare the unpai d principal balance and earned interest on the Note immediately due;
             b. ask Trustee to foreclose this Lien and to give notice of the foreclosure sale under the Texas Property Code; and
             c. buy the Property at any foreclosure sale and then credit the amount of the bid on the Note.

             Notice of default is given when deposited with the United States Postal Service (certified mail, return receipt requested), addressed to me at my current mailing address or,
             if my current mailing address is unknown, to my last known address as shown in the records of the holder of the debt."