Figure: 43 TAC §218.16(a)
Type of Vehicle Minimum
Insurance
Level
1. Vehicles transporting household goods (gross vehicle weight, registered
weight, or gross weight rating of 26,000 lbs. or less).
$300,000
2. Buses designed or used to transport more than 15 people, but fewer than 27
people.
$500,000
3. Buses designed or used to transport 27 or more people. $5,000,000
4. Commercial school buses, regardless of the passenger capacity as described
in Transportation Code, §643.1015.
$500,000
5. Farm trucks (gross vehicle weight, registered weight, or gross weight rating of
48,000 lbs. or more).
$500,000
6. Commercial motor vehicles and vehicles transporting household goods
(gross vehicle weight, registered weight, or gross weight rating in excess of
26,000 lbs.).
$500,000
7. Commercial motor vehicles - Oil listed in 49 C.F.R. §172.101; hazardous
waste, hazardous materials and hazardous substances defined in 49 C.F.R.
§171.8 and listed in 49 C.F.R. §172.101, but not mentioned in items 8 or 9 of
this table.
$1,000,000
8. Commercial motor vehicles with a gross vehicle weight rating of 10,001 or
more pounds - Hazardous substances, as defined in 49 C.F.R. §171.8,
transported in cargo tanks, portable tanks, or hopper-type vehicles with
capacities in excess of 3,500 water gallons; or in bulk Division 1.1, 1.2, and 1.3
materials. Division 2.3, Hazard Zone A material, or Division 6.1, Packing Group
I, Hazard Zone A material; in bulk Division 2.1 or 2.2; or highway route
controlled quantities of a Class 7 material, as defined in 49 C.F.R. §173.403.
$5,000,000
9. Commercial motor vehicles with a gross vehicle weight rating of less than
10,001 pounds Any quantity of Division 1.1, 1.2, or 1.3 material; any quantity
of a Division 2.3, Hazard Zone A, or Division 6.1, Packing Group I, Hazard Zone
A material; or highway route controlled quantities of a Class 7 material as
defined in 49 C.F.R. §173.403.
$5,000,000