| Type of Vehicle | Minimum Insurance Level |
|---|---|
| 1. Vehicles transporting household goods (gross vehicle weight, registered weight, or gross weight rating of 26,000 lbs. or less). |
$300,000 |
| 2. Buses designed or used to transport more than 15 people, but fewer than 27 people. |
$500,000 |
| 3. Buses designed or used to transport 27 or more people. | $5,000,000 |
| 4. Commercial school buses, regardless of the passenger capacity as described in Transportation Code, §643.1015. |
$500,000 |
| 5. Farm trucks (gross vehicle weight, registered weight, or gross weight rating of 48,000 lbs. or more). |
$500,000 |
| 6. Commercial motor vehicles and vehicles transporting household goods (gross vehicle weight, registered weight, or gross weight rating in excess of 26,000 lbs.). |
$500,000 |
| 7. Commercial motor vehicles - Oil listed in 49 C.F.R. §172.101; hazardous waste, hazardous materials and hazardous substances defined in 49 C.F.R. §171.8 and listed in 49 C.F.R. §172.101, but not mentioned in items 8 or 9 of this table. |
$1,000,000 |
| 8. Commercial motor vehicles with a gross vehicle weight rating of 10,001 or more pounds - Hazardous substances, as defined in 49 C.F.R. §171.8, transported in cargo tanks, portable tanks, or hopper-type vehicles with capacities in excess of 3,500 water gallons; or in bulk Division 1.1, 1.2, and 1.3 materials. Division 2.3, Hazard Zone A material, or Division 6.1, Packing Group I, Hazard Zone A material; in bulk Division 2.1 or 2.2; or highway route controlled quantities of a Class 7 material, as defined in 49 C.F.R. §173.403. |
$5,000,000 |
| 9. Commercial motor vehicles with a gross vehicle weight rating of less than 10,001 pounds – Any quantity of Division 1.1, 1.2, or 1.3 material; any quantity of a Division 2.3, Hazard Zone A, or Division 6.1, Packing Group I, Hazard Zone A material; or highway route controlled quantities of a Class 7 material as defined in 49 C.F.R. §173.403. |
$5,000,000 |