| (a) This chapter clarifies the Texas Bootstrap Loan
Program, administered by the Texas Department of Housing and Community
Affairs (the Department), also known as the Owner-Builder Loan Program.
The Texas Bootstrap Loan Program provides assistance to income-eligible
individuals, families and households to purchase or refinance real
property, on which to build new residential housing or improve existing
residential housing. The Program is administered in accordance with
Tex. Gov't Code, Chapter 2306, Subchapter FF, Chapter 1 of this title
(relating to Administration), Chapter 2 of this title (relating to
Enforcement), Chapter 20 of this title (relating to Single Family
Programs Umbrella Rule), Chapter 21 of this title (relating to Minimum
Energy Efficiency Requirements for Single Family Construction Activities),
and Chapter 26 of this title (relating to Texas Housing Trust Fund
Rule).
(b) The Texas Bootstrap Loan Program is a self-help
housing construction Program designed to provide Low Income families
an opportunity to help themselves attain homeownership or repair their
existing homes under applicable building codes and housing standards.
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