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TITLE 28INSURANCE
PART 1TEXAS DEPARTMENT OF INSURANCE
CHAPTER 11HEALTH MAINTENANCE ORGANIZATIONS
SUBCHAPTER FEVIDENCE OF COVERAGE
RULE §11.512Optional Benefits

An HMO may provide health services to its enrollees in addition to the services required in §11.508 of this title (relating to Basic Health Care Services and Mandatory Benefit Standards: Group, Individual and Conversion Agreements). An HMO may limit these optional health services as to time and cost. Evidences of coverage may contain optional benefits, including:

  (1) corrective appliances and artificial aids;

  (2) cosmetic surgery;

  (3) care for military service-connected disabilities for which the enrollee is legally entitled to services and for which facilities are reasonably available to the enrollee;

  (4) care for conditions that state or local law requires be treated in a public facility;

  (5) dental services, except as otherwise required;

  (6) vision care;

  (7) custodial or domiciliary care;

  (8) experimental and investigational medical, surgical, or other experimental or investigational health care procedures, unless approved as a basic health care service by the policymaking body of the HMO, provided that:

    (A) a denial of a request for experimental or investigational services is an adverse determination; and

    (B) an HMO must comply with Chapter 19, Subchapter R, of this title (relating to Utilization Reviews for Health Care Provided Under a Health Benefit Plan or Health Insurance Policy) if the HMO denies requested services because the HMO determines that the requested services are experimental and investigational;

  (9) personal or comfort items and private rooms, unless medically necessary during inpatient hospitalization;

  (10) durable medical equipment for home use (such as wheelchairs, surgical beds, ventilators, or dialysis machines);

  (11) infertility medical services, including gamete intrafallopian transfer (GIFT), zygote intrafallopian transfer (ZIFT), and outpatient infertility drugs;

  (12) reversal of voluntary sterilization;

  (13) prescribed drugs and medicines incident to outpatient care; and

  (14) noninsurance benefits, provided that the HMO complies with Chapter 21, Subchapter NN, of this title (relating to Noninsurance Benefits and Features).


Source Note: The provisions of this §11.512 adopted to be effective August 1, 2017, 42 TexReg 2169

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