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TITLE 28INSURANCE
PART 1TEXAS DEPARTMENT OF INSURANCE
CHAPTER 21TRADE PRACTICES
SUBCHAPTER YUNFAIR DISCRIMINATION IN COMPENSATION FOR WOMEN'S HEALTH CARE
RULE §21.3305Complaints

(a) A complaint against an issuer filed with the Texas Department of Insurance for alleged violations of Insurance Code §1454.051 must include:

  (1) a description of the alleged violation under Insurance Code §1454.051;

  (2) the complainant's name, address, telephone number and fax number;

  (3) the physician's or provider's name, if different from the complainant;

  (4) the name of the issuer;

  (5) a statement indicating the complaint applies to a health benefit plan as set forth in §21.3303 of this subchapter (relating to Applicability); and

  (6) documentation from the physician or provider that:

    (A) identifies the amount reimbursed by the issuer for a covered reproductive health or reproductive oncology service provided to a woman;

    (B) identifies the amount of time and resources spent in providing the covered reproductive health or reproductive oncology service;

    (C) using objective criteria, identifies the same or comparable covered service provided exclusively to men or to the general population offered by the issuer;

    (D) identifies the difference, if any, in the amount of time and resources spent in providing the covered reproductive health or reproductive oncology service and the same or comparable covered service using objective criteria;

    (E) identifies the level of expertise needed to provide the covered reproductive health or reproductive oncology service and the same or comparable covered service; and

    (F) compares the difference in reimbursements for the covered reproductive health or reproductive oncology service and the same or comparable service from the issuer within the same geographic service area as the physician or the provider performing the service.

(b) Within 10 days of receipt of a complaint, the department will determine whether all the information in subsection (a) of this section has been received.

(c) If all the information identified in subsection (a) of this section is included in the complaint:

  (1) the complaint will be considered filed on the date of receipt;

  (2) the complainant will be notified in writing and the issuer will be contacted for a response; and

  (3) the 120-day time period in Insurance Code §1454.107 will commence.

(d) If all the information identified in subsection (a) of this section is not included with the complaint, the complaint will be returned to the complainant with a letter explaining the deficiencies.

(e) If the department believes that the information received by the department under subsection (a) of this section substantiates the alleged unfair discrimination in compensation as contemplated in Insurance Code Chapter 1454 and this subchapter, action will be taken in accordance with Insurance Code Chapter 1454, Subchapter C.


Source Note: The provisions of this §21.3305 adopted to be effective May 26, 2002, 27 TexReg 4359; amended to be effective November 7, 2021, 46 TexReg 7408

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