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TITLE 28INSURANCE
PART 1TEXAS DEPARTMENT OF INSURANCE
CHAPTER 21TRADE PRACTICES
SUBCHAPTER EEHIGH DEDUCTIBLE HEALTH PLANS
RULE §21.3902Definitions

The following words and terms, when used in this subchapter, shall have the following meanings, unless the context clearly indicates otherwise.

  (1) Accident and health insurance policy--Any policy or contract that provides insurance against loss resulting from:

    (A) accidental bodily injury;

    (B) accidental death; or

    (C) sickness.

  (2) Evidence of coverage--Any certificate, agreement, or contract, including a blended contract, that:

    (A) is issued to an enrollee; and

    (B) states the coverage to which the enrollee is entitled.

  (3) Health benefit Plan--An accident and health insurance policy or evidence of coverage.

  (4) Health carrier--A health insurer or health maintenance organization.

  (5) Health insurer--Includes:

    (A) a life, health, and accident insurance company;

    (B) a mutual insurance company, including:

      (i) a mutual life insurance company; and

      (ii) a mutual assessment life insurance company;

    (C) a local mutual aid association;

    (D) a mutual or natural premium life or casualty insurance company;

    (E) a general casualty company;

    (F) a Lloyd's plan;

    (G) a reciprocal or interinsurance exchange;

    (H) a nonprofit hospital, medical, or dental service corporation, including a corporation operating under Texas Insurance Code Chapter 842; and

    (I) another insurer issuing an accident and health insurance policy and required by law to be authorized by the department.

  (6) Health maintenance organization--A person who arranges for or provides to enrollees on a prepaid basis a health care plan, a limited health care service plan, or a single health care service plan.

  (7) High deductible health benefit plan--Has the meaning assigned by Section 223, Internal Revenue Code of 1986.

  (8) Preventive care--Has the meaning assigned by Section 223(c)(2)(C), Internal Revenue Code of 1986.


Source Note: The provisions of this §21.3902 adopted to be effective May 31, 2006, 31 TexReg 4439

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