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TITLE 28INSURANCE
PART 1TEXAS DEPARTMENT OF INSURANCE
CHAPTER 21TRADE PRACTICES
SUBCHAPTER MMWELLNESS PROGRAMS
RULE §21.4706Wellness Programs With Participation as Sole Basis for Reward Eligibility

(a) A wellness program that contains no condition for obtaining a reward premised on an individual satisfying a standard associated with a health factor does not violate this subchapter so long as the status-related program is made available to all individuals eligible for coverage under the plan.

(b) Wellness programs meeting the description of this section would include the following program types:

  (1) a program that reimburses all or part of the cost for membership in a fitness center;

  (2) a diagnostic testing program that provides a reward for participation and does not base any part of the reward on testing outcomes;

  (3) a program that encourages preventive care through the waiver of the copayment or deductible requirement under a group health plan or individual policy for the costs of a particular preventive care item or items;

  (4) a program that reimburses covered individuals for the costs of smoking cessation programs without regard to whether the individual quits smoking; or

  (5) a program that provides a reward to covered individuals for attending a monthly health education seminar.


Source Note: The provisions of this §21.4706 adopted to be effective March 31, 2009, 34 TexReg 2135; amended to be effective July 22, 2015, 40 TexReg 4693

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