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TITLE 28INSURANCE
PART 1TEXAS DEPARTMENT OF INSURANCE
CHAPTER 21TRADE PRACTICES
SUBCHAPTER HUNFAIR DISCRIMINATION
RULE §21.702Unfairly Discriminatory Acts or Practices

(a) The following are hereby identified as acts or practices in life and health insurance which constitute unfair discrimination between individuals of the same class:

  (1) refusing to insure, or refusing to continue to insure, or limiting the amount, extent, or kind of coverage available to an individual, or charging a different rate for the same coverage solely because of a physical or mental impairment, except where the refusal, limitation, or rate differential is based on sound actuarial principles, including actual or reasonably anticipated experience; or

  (2) without exception, refusing to insure, or refusing to continue to insure, or limiting the amount, extent, or kind of coverage available to an individual, or charging an individual a different rate for the same coverage solely because of blindness or partial blindness.

(b) This section does not specify a complete list of acts or practices in life and health insurance which constitute unfair discrimination between individuals of the same class.


Source Note: The provisions of this §21.702 adopted to be effective June 17, 1983, 8 TexReg 1914; amended to be effective June 28, 1985, 10 TexReg 1978; amended to be effective October 23, 1992, 17 TexReg 7082.

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