| (a) The text of the policy must be organized so that
it follows a logical sequence.
(b) Coverages must be self-contained and independent.
(c) The use of provisions which refer the reader to
another section must be avoided to the extent possible.
(d) General policy provisions applying to all or several
like coverages, such as defined words and terms, must be located in
a common area.
(e) Insurers may utilize a separate definition section
for words used throughout the policy. If a separate definition section
is used, it must appear early in the policy format.
(f) Nonessential provisions must be eliminated.
(g) Captions must be of type size and style to clearly
stand out.
(h) Type size and style must be legible and comply
with the requirements set forth in Insurance Code §1201.054.
(i) Ample blank space must separate the policy provisions.
(j) Ample blank space must appear between the columns
of printing and the border of the paper.
(k) A table of contents or index may be utilized to
enable the policyholder to readily locate particular provisions.
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