This rule incorporates by reference the expert panel's damage estimation module (Section 6 and Appendix A), which is part of the expert panel's report, James R. Bailey, Samuel D. Amoroso, William Coulbourne, Andrew Kennedy, & Douglas A. Smith, A Proposed Methodology for Estimating Wind Damage to Residential Slab-Only Claims Resulting from a Hurricane Impacting the Texas Coastline, Section 6, Appendix A, April 18, 2016, available at tdi.texas.gov/reports/pc/documents/epfinalrpt.pdf.