| (a) A policy must be renewed at expiration, at the
option of the policyholder, unless the company has mailed written
notice to the policyholder of its intention to decline renewal at
least 30 days in advance of the policy expiration date. The company
may comply with this provision by requiring or permitting its agent
to notify the policyholder. However, the responsibility of giving
notice to the insured remains with the company if the agent fails
to carry out its instructions to notify the insured.
(b) A company may not decline to renew personal automobile
policies because of the ages of the insureds.
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