| (a) This division specifies the filing requirements
for certificates of property and casualty insurance submitted under
Insurance Code Chapter 1811. It also consolidates and explains the
restrictions that apply to the content of certificates of insurance.
(b) Nothing in this division prohibits a certificate
holder from requesting a copy of the subject policy or endorsements.
(c) Nothing in this division applies to certificates
or evidence forms exempted from the filing requirements under Insurance
Code §1811.002(b), including:
(1) a statement, summary, or evidence of property insurance
required by a lender in a lending transaction involving a mortgage,
lien, deed of trust, or any other security interest in real or personal
property as security for a loan;
(2) a certificate issued under a group or individual
policy for life insurance, credit insurance, accident and health insurance,
long-term care benefit insurance, or Medicare supplement insurance
or an annuity contract; or
(3) standard proof of motor vehicle liability insurance.
(d) Nothing in this division applies to negotiable
or transferable certificates or evidence forms pertaining to marine
insurance.
(e) Nothing in this division applies to a certificate
or evidence form pertaining to a nonadmitted insurance policy sold
to, solicited by, or negotiated with an insured whose home state is
not Texas. In this subsection, "home state" has the same definition
as in Insurance Code §226.051.
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