|(a) The maximum limits of liability for residential property insurance per location through the Association shall be $1,000,000 dwelling - $500,000 contents. The Association is authorized to reinsure some or all risks that are within or at these maximum limits. (b) The Association may not provide windstorm and hail insurance coverage for a risk eligible for that coverage under Insurance Code Article 21.49. (c) The Association may issue a policy that includes coverage for an amount in excess of a liability limit set forth in subsection (a) of this section, if the Association first obtains, from a reinsurer approved by the Commissioner, reinsurance for the full amount of policy exposure above the limits for any given type of risk. (d) The premium charged by the Association for the excess coverage shall be equal to the amount of the reinsurance premium charged to the Association by the reinsurer, plus any payment to the Association that is approved by the Commissioner.