| (I) When roofings of the previously mentioned types are applied
to wood roof decks, they shall be secured with drive screws of sufficient
length to extend through the roof deck. When applied directly to purlins and
other roof members they shall be secured with bolted strap fasteners. Properly
designed clip fasteners that are approved may be used in accordance with the
conditions of such approval. Drive screws at least four inches in length may
be used to secure these roofings directly to wood purlins.
(II) Aluminum roofing when fastened to steel roof structures
shall be insulated against electrogalvanic action.
(vii) Insulated steel deck roofing. Insulated steel deck shall
be secured by spot welding of clips or spot welding the sheets to the steel
purlins, or by equivalent means.
(D) Construction walls. During erection masonry walls shall
not be built higher than ten times their thickness unless adequately braced
or until provision is made for the prompt installation of permanent bracing
at the floor or roof level immediately above the story under construction.
(b) Areas Inland of the Intracoastal Canal. To be eligible
for catastrophe insurance, properties located inland of the Intracoastal
Canal on the Texas coastline (or inland of the boundary authorized to be established
by the Commissioner by the Insurance Code, Article 21.49 as amended) shall
be subject to the building specifications and standards in the Standard Building
Code, as amended May 8, 1973, and the Windstorm Resistant Construction Guide.
The Department adopts by reference the Windstorm Resistant Construction Guide,
and any applicable amendments adopted by reference to be effective April 1,
2001, which has been developed by the Department to interpret and simplify
the specifications and standards in the Standard Building Code, as amended
May 8, 1973.
(c) Limitations on applicability of building codes. Notwithstanding
any other provisions in this plan of operation, the building code set forth
in this section shall be applicable only in:
(1) the counties of Aransas, Brazoria, Calhoun, Cameron, Chambers,
Galveston, Jefferson, Kenedy, Kleberg, Matagorda, Nueces, Refugio, San Patricio,
and Willacy;
(2) the area located east of the boundary line of State Highway
146 and inside the city limits of the City of Seabrook (Harris County) and
the area located east of the boundary line of State Highway 146 and inside
the city limits of the City of La Porte (Harris County);
(3) the City of Morgan's Point (Harris County); and
(4) the area located east of the boundary line of State Highway
146 and inside the city limits of the City of Shoreacres (Harris County),
and the area located east of the boundary line of State Highway 146 and inside
the city limits of the City of Pasadena (Harris County).
(d) Insurable property for windstorm and hail insurance.
(1) For structures before January 1, 1988, in all designated
catastrophe areas. A structure constructed, repaired, or to which additions
were made before January 1, 1988, that is located in an area covered at the
time by a building code recognized by the association shall be considered
an insurable property for windstorm and hail insurance from the association
without compliance with the inspection or approval requirements of Insurance
Code, Article 21.49, §6A(a) or the plan of operation. A structure constructed,
repaired, or to which additions were made before January 1, 1988, that is
located in an area not covered by a building code recognized by the association
shall be considered an insurable property for windstorm and hail insurance
from the association without compliance with the inspection or approval requirements
of Insurance Code, Article 21.49, §6A(a) or the plan of operation if
that structure has been previously insured by a licensed insurance company
authorized to do business in this state and the risk is in essentially the
same condition as when previously insured, except for normal wear and tear,
and without any structural change other than a change made according to code.
Evidence of previous insurance includes a copy of a previous policy, copies
of canceled checks or agent's records that show payments for previous policies,
and a copy of the title to the structure or mortgage company records that
show previous policies.
(2) For structures in designated catastrophe areas of Seabrook
and La Porte from January 1, 1988, to March 1, 1996. A structure constructed,
repaired, or to which additions were made on and after January 1, 1988, and
before March 1, 1996, that is located in an area east of the boundary line
of State Highway 146 and inside the city limits of the City of Seabrook (Harris
County) or in an area east of the boundary line of State Highway 146 and inside
the city limits of the City of La Porte (Harris County) shall be considered
approved by the Commissioner of Insurance as being in compliance with the
association's inland building code requirements contained in subsection (b)
of this section and shall be considered an insurable property for windstorm
and hail insurance from the association if the owner of the structure to be
insured by the association presents to the association at the time of application
for insurance the following statement signed by a city building official:
"To the best belief and knowledge of the undersigned, the structure located
at (street address) in (name of city), Texas, was constructed, repaired, or
an addition was made on and after January 1, 1988, and before March 1, 1996,
in accordance with the building specifications and standards which comply
with the Standard Building Code (1973 Edition) or an equivalent recognized
code; and the City of (name of city), Texas has inspected the structure and
enforced compliance to said code."
(3) For structures in the designated catastrophe areas of Seabrook
and La Porte on and after March 1, 1996, to May 31, 1998. A structure constructed,
repaired, or to which additions were made on and after March 1, 1996, to May
31, 1998, that is located in an area east of the boundary line of State Highway
146 and inside the city limits of the City of Seabrook (Harris County) or
in an area east of the boundary line of State Highway 146 and inside the city
limits of the City of La Porte (Harris County) shall be considered an insurable
property for windstorm and hail insurance from the association only if the
structure is inspected or approved by the Commissioner of Insurance for compliance
with building specifications in this plan of operation, including any specifications
for roofing materials as provided in Article 21.49, §6A(a) of the Insurance
Code.
(4) For structures in the City of Morgan's Point from January
1, 1988, to June 1, 1996. A structure constructed, repaired, or to which additions
were made on and after January 1, 1988, and before June 1, 1996, that is located
in the City of Morgan's Point (Harris County) shall be considered approved
by the Commissioner of Insurance as being in compliance with the association's
inland building code requirements contained in subsection (b) of this section
and shall be considered an insurable property for windstorm and hail insurance
from the association if the owner of the structure to be insured by the association
presents to the association at the time of application for insurance the following
statement signed by a city building official: "To the best belief and knowledge
of the undersigned, the structure located at (street address) in Morgan's
Point, Texas, was constructed, repaired, or an addition was made on and after
January 1, 1988, and before June 1, 1996, in accordance with the building
specifications and standards which comply with the Standard Building Code
(1973 Edition) or an equivalent recognized code; and the City of Morgan's
Point, Texas, has inspected the structure and enforced compliance to said
code."
(5) For structures in the City of Morgan's Point on and after
June 1, 1996, to May 31, 1998. A structure constructed, repaired, or to which
additions were made on and after June 1, 1996, to May 31, 1998, that is located
in the City of Morgan's Point (Harris County); shall be considered an insurable
property for windstorm and hail insurance from the association only if the
structure is inspected or approved by the Commissioner of Insurance for compliance
with building specifications in this plan of operation, including any specifications
for roofing materials as provided in Article 21.49, §6A(a) of the Insurance
Code.
(6) For structures located in an area east of a boundary line
of State Highway 146 and inside the city limits of the City of Shoreacres
(Harris County), and in an area east of a boundary line of State Highway 146
and inside the city limits of the City of Pasadena (Harris County), from
January 1, 1988, to March 1, 1997. A structure constructed, repaired, or to
which additions were made on and after January 1, 1988, and before March 1,
1997, that is located in an area east of State Highway 146 and inside the
city limits of the City of Shoreacres (Harris County), or in an area east
of State Highway 146 and inside the city limits of the City of Pasadena (Harris
County), shall be considered approved by the Commissioner of Insurance as
being in compliance with the association's inland building code requirements
contained in subsection (b) of this Cont'd... |
