| (a) The commissioner may order an insurer to file with
the department for the commissioner's approval all rates, supplementary
rating information, and any supporting information for a rating practice
if the commissioner has disapproved a rate by order because:
(1) an insurer filed a rate that was found to be excessive,
inadequate, unreasonable, or unfairly discriminatory for the risks
to which the rates applied in violation of Insurance Code §2251.052;
or
(2) the insurer has repetitively used rates that differ
from the rates filed under Insurance Code §2251.101.
(b) The commissioner will periodically assess whether
the rating practices that subjected the insurer to this section continue
to exist. If the conditions no longer exist, the commissioner will
issue an order excusing the insurer from prior approval.
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