| (a) A surplus lines agent must promptly provide the
insured or the client's agent with written evidence of insurance containing
complete terms, conditions, and exclusions pertaining to the coverage
to protect all parties against misunderstanding. If temporary confirmation
of insurance coverage is required by the insured or is given by the
surplus lines agent, that temporary confirmation must be replaced
as promptly as possible with a policy or certificate stating the complete
terms, conditions, and exclusions of the insurance.
(b) If, after delivery to the insured or the insured's
agent of any document evidencing insurance coverage, there is any
change as to the identity of the insurers or the portion of the direct
risk assumed by the insurer as stated in the previously mentioned
original documents, or any other material change as to the insurance
coverage, the surplus lines agent must promptly send to the insured
or the insured's agent a substitute certificate, cover note, confirmation,
or endorsement for the original. All substitute documents must accurately
show the current status of the coverage and the responsible insurers.
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