| (a) Filings must be submitted for only one line of
insurance except for multi-peril and interline filings.
(b) Filings submitted under this division may not be
combined with any other filing types submitted under this subchapter.
(c) Filings must contain the following:
(1) the transmittal information required in §5.9310
of this title (relating to Property and Casualty Transmittal Information
and General Filing Requirements);
(2) a copy of the proposed policy forms or endorsements;
(3) a form number for each proposed form;
(4) an edition date for each proposed form, if applicable;
(5) the TDI file number for the previously approved
policy to which the proposed form will be attached, if applicable;
(6) a form usage table that includes:
(A) the form name and form number for each proposed
form;
(B) information indicating whether each proposed form
is optional, mandatory, or conditional mandatory. For conditional
mandatory forms, the filer must submit an addendum that describes
the conditions that make each form mandatory. For filings other than
personal automobile, residential property, or personal multi-peril,
the filer may describe the conditions elsewhere in the filing; and
(7) a memorandum that contains:
(A) a detailed explanation of the reasons for the filing;
(B) a description of the proposed policy forms or endorsements;
and
(C) an explanation of each policy form and endorsement's
use, which may include for example, the type of risk or risks for
which the forms or endorsements will be used.
(8) All provisions required by statute, administrative
rule, or Commissioner's order. Filers may add the required provisions
to a policy form by including a Texas amendatory endorsement. The
filing must include the amendatory endorsement, or the filing may
reference an approved amendatory endorsement that applies to the policy
forms in the filing.
(9) For amended policy forms or endorsements, copies
of the previously approved or adopted policy forms or endorsements
indicating the differences between the approved or adopted policy
forms or endorsements and the filed policy forms or endorsements.
New text must be underlined, and deleted text must be in brackets
with a strikethrough. Alternatively, the changes can be indicated
by other clearly identified or highlighted editorial notations referencing
new and replaced text. The marked changes must be in a separate single
document for each filed form.
(10) For personal automobile and residential property
insurance, a filing must meet the statutory requirements for plain
language in policies required by Commissioner's Order No. 92-0573,
or any superseding Commissioner's order. The filing must also include
the Flesch Reading Ease Test readability score for the filed forms
or endorsements.
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