| (a) Continuing education hour requirement. Except as
provided in subsections (c) - (e) of this section, for each license
and reporting period that the individual is licensed, each licensee
must complete 24 hours of continuing education, except that licensees
holding only a license issued under Insurance Code Chapter 4051, Subchapter
C, concerning Limited Property and Casualty License; Chapter 4051,
Subchapter E, concerning County Mutual Agent License; Chapter 4054,
Subchapter C, concerning Limited Life, Accident, and Health License;
or Chapter 4054, Subchapter E, concerning Life Insurance not Exceeding
$25,000 must complete 10 hours of continuing education. The following
requirements apply:
(1) licensees must:
(A) complete all required continuing education hours
during the reporting period to avoid fines and be eligible to renew
the license. A licensee who obtains a new license during the reporting
period for an existing license held by the licensee may count all
prior continuing education credits earned in the reporting period
for the active license towards the new license if the licenses have
the same expiration date;
(B) complete at least two hours of the licensee's continuing
education requirement in certified ethics or consumer protection courses;
(C) complete at least 50% of the licensee's required
continuing education hours in certified classroom or classroom equivalent
courses; and
(D) complete the remainder of the continuing education
requirement by completing certified courses applicable to any license
type.
(2) Continuing education credit will not be granted
for:
(A) any continuing education course credit received
before the date the license is issued by TDI, including course credit
earned while acting under a temporary license or a provisional permit,
towards complying with the licensee's applicable continuing education
requirement, except as provided in §19.1021 of this title (relating
to Flood Insurance Education Course) and subsection (e) of this section;
(B) carry forward excess hours completed in one reporting
period to a subsequent reporting period; or
(C) the current reporting period for any credit hours
completed under Insurance Code §4004.055, concerning Consequences
of Failure to Complete Continuing Education Requirement, to correct
a shortage of hours in a previous reporting period.
(b) Maximum hour requirement. Licensees holding more
than one license issued under the Insurance Code are not required
to complete more than the number of continuing education hours required
under their greatest single license requirement for a license held
by the licensee during the reporting period, three hours of which
must be in certified ethics or consumer protection courses, within
each reporting period. This requirement applies even if the licensee
chooses to cancel or nonrenew the license with the requirement. If
the licensee is required to complete certain continuing education
courses or course hours to maintain a voluntary certification, including
certifications under §19.1022 of this title (relating to Long-Term
Care Partnership Certification Course), §19.1023 of this title
(relating to Long-Term Care Partnership Continuing Education), §19.1024
of this title (relating to Medicare-Related Product Certification
Course), §19.1025 of this title (relating to Medicare-Related
Product Continuing Education), §19.1026 of this title (relating
to Small Employer Health Benefit Plan Specialty Certification Course), §19.1027
of this title (relating to Small Employer Health Benefit Plan Specialty
Continuing Education), §19.1028 of this title (relating to Annuity
Certification Course), and §19.1029 of this title (relating to
Annuity Continuing Education), the licensee must complete the requirement
to maintain the certification even if the total number of hours would
exceed the limit specified in this subsection.
(c) Adjuster prelicensing education. Adjuster applicants
seeking an examination exemption under Insurance Code §4101.056(a)(4),
concerning Exemption from Examination Requirement, must complete both
a certified adjuster prelicensing education course of not less than
40 hours, and pass the course examination testing the applicant's
knowledge and qualifications set forth in this subchapter. Adjuster
applicants must complete at least 30 hours of the course requirement
through classroom or classroom equivalent course work.
(d) Prorated requirement. Licensees holding a license
that was issued with a term of less than two years and those licensees
who convert from nonresident to resident licenses during a reporting
period, excluding adjusters with a license under which Texas is the
designated home state, must complete continuing education hours based
on a prorated schedule, as follows:
(1) for license types with a 24-hour requirement, one
hour for each whole month between the issue or last renewal date of
the license, or the date of Texas residency, to the end of the license
period up to the maximum number of hours required for the license
type during the reporting period; and
(2) for license types with a 10-hour requirement, the
number of hours required in Figure: 28 TAC §19.1003(d)(2) for
the license period between the issue date or last renewal date of
the license, or the date of Texas residency, to the end of the license
period up to the maximum number of hours required for the license
type during the reporting period.
Attached Graphic
(3) Notwithstanding paragraphs (1) and (2) of this
subsection, a licensee is not required to complete continuing education
for the reporting period if the prorated reporting period is less
than six months; and
(4) a licensee may not apply hours completed before
becoming a Texas resident licensee towards compliance with the continuing
education requirement.
(e) Texas designated home state adjuster requirement.
A designated home state adjuster licensee under which Texas is the
designated home state must complete continuing educations under the
same requirements as a Texas resident adjuster. A licensee that converts
from the Texas designated home state adjuster license to a Texas resident
adjuster license during the reporting period:
(1) must complete continuing education in the same
manner as a Texas resident adjuster for the combined period the individual
held the Texas designated home state adjuster license and the Texas
resident adjuster license; and
(2) does not qualify for completing continuing education
on a prorated basis if the licensee becomes a Texas resident between
renewals of the Texas designated home state adjuster license.
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| Source Note: The provisions of this §19.1003 adopted to be effective May 27, 1994, 19 TexReg 3697; amended to be effective January 10, 1997, 22 TexReg 49; amended to be effective January 6, 2003, 28 TexReg 75; amended to be effective February 21, 2010, 35 TexReg 1271; amended to be effective May 31, 2018, 43 TexReg 3367; amended to be effective June 19, 2023, 48 TexReg 3285 |
