In determining eligibility for CCAD services, the department
does not consider the following to be resources. They are considered
to be excluded for eligibility purposes. Any item not listed as an
exclusion is considered a resource:
(1) homestead. Any structure used by the client as
a residence, including other buildings and all contiguous land. Mobile
homes, houseboats, and motor homes are considered structures. Vacant
property is not a homestead. Contiguous land means all land adjacent
to the home, including any land separated only by roads, rivers, and
streams. Land is contiguous as long as it is not separated by property
owned by another person. The homestead is excluded as a resource regardless
of its location, even if the client no longer lives there (unless
he has purchased another residence). If he owns two houses, his homestead
is the property he uses as a residence. Only one homestead may be
excluded for each client or couple;
(2) personal property. Household goods and personal
effects;
(3) property essential to employment. Tools and equipment
required for employment or self-employment;
(4) prepaid burials. Prepaid burial arrangements, burial
insurance, and burial plots;
(5) life insurance. The cash surrender value of all
life insurance;
(6) vehicles. One passenger car or other vehicle, such
as a van or truck, used for transportation; or one unlicensed vehicle.
(A) A second vehicle may be excluded if it is:
(i) specially equipped to enable a person with a disability
to drive; or
(ii) essential to the employment or self-employment
of the family.
(B) Any additional vehicles, licensed or unlicensed,
are considered resources;
(7) income-producing property. Property that annually
produces net income equal to or greater than 6.0% of the property's
equity value. The equity value is the current market value of the
property less any recorded encumbrances;
(8) installment contracts from mortgages, notes, or
loans. The value of installment contracts for the sale of land, other
property, or repayment of loans, if the contract or agreement is producing
income according to the fair market value at the time of the agreement.
An installment is a mortgage or similar contract in which the buyer
promises to pay a fixed amount over a period of time until the principal
of the note is paid. Even though the seller retains legal title, the
property is not considered a countable resource as long as the buyer
if fulfilling the contractual obligation. The payment is considered
income;
(9) disaster assistance. Government payments granted
for the rebuilding of homes destroyed or damaged in a disaster;
(10) energy assistance. Payments or allowances for
energy assistance made under any federal, state, or local law;
(11) food stamp allotments. The value of food stamp
allotments and USDA-donated foods;
(12) inaccessible resources. The cash value of resources
inaccessible to the client, including, but not limited to, irrevocable
trust funds, property in probate, and pension funds. Real property
that the client or family is making a good faith effort to sell is
exempt. The client or family must ask a fair price for the property,
according to its current market value. Property is also exempt if
it is jointly owned and the other co-owners refuse to sell;
(13) mineral rights. The value of mineral rights;
(14) life estates and remainder interests. A life estate
is the right an individual has to property during the individual's
lifetime. A remainder interest is the right of ownership to the property
when the life estate holder dies;
(15) replacement value of excluded resources. Replacement
value of an excluded resource if it is lost, damaged, or stolen.
The cash received from an insurance company for replacing the resource
is not considered for three months if it is real property. Any cash
not spent within the specified time period is considered a resource;
(16) monthly gross income. All income received monthly.
Monthly gross income is counted as income in the month received and
excluded as a resource in that month;
(17) sale of a homestead. Proceeds from the sale of
a homestead up to six months after they become available to the seller.
The six months gives the client time to acquire another homestead.
If he does so, any balance from the original sale must be considered
as an available resource. If, before the end of the six-month period,
the client declares he has no intention of acquiring another homestead,
the proceeds from the sale must be counted as an available resource;
(18) Agent Orange settlement payments. Payments from
the Agent Orange settlement fund or any other fund established in
settlement of the Agent Orange product liability litigation;
(19) radiation exposure compensation. Payments received
under the Radiation Exposure Compensation Act (Public Law 101-246);
(20) funds from the In-home and Family Support Program
or the Transition to Life in the Community Program;
(21) livestock;
(22) earned income tax credit (EITC) refunds from the
Internal Revenue Service.
|
| Source Note: The provisions of this §271.93 adopted to be effective February 1, 1989, 13 TexReg 5751; amended to be effective December 1, 1990, 15 TexReg 6198; amended to be effective December 1, 1991, 16 TexReg 5406; amended to be effective January 1, 1992, 16 TexReg 6860; amended to be effective September 1, 1993, 18 TexReg 4645; amended to be effective July 1, 1994, 19 TexReg 4200; amended to be effective August 1, 1994, 19 TexReg 5105; transferred effective September 15, 2023, as published in the August 18, 2023, issue of the Texas Register, 48 TexReg 4523 |
