| (a) Terms not defined in this section, but that are
defined in Insurance Code Chapters 2053, 2251, or 3502, or in §5.9310
of this title (relating to Property and Casualty Transmittal Information
and General Filing Requirements), have the same meaning when used
in this division unless the context indicates otherwise.
(b) The following terms when used in this division
have the following meanings, unless the context indicates otherwise:
(1) Disallowed expenses--Applies only to filings submitted
under Insurance Code Chapter 2251. Disallowed expenses include the
expenses in Insurance Code §2251.002(1-a). Payments anticipated
to be made to advisory organizations that are licensed to do business
in Texas for services authorized by Insurance Code Chapter 1805, Subchapter
B, are not disallowed expenses.
(2) Fees--Information concerning all policy fees, service
fees, and other fees that are charged or collected by an insurer under
Insurance Code §550.001 or §4005.003, or any other amounts
collected by the insurer in connection with a policy, other than the
premium. This information includes both the amount of the fees and
the rules governing when the fees are charged and how they are earned.
(3) Insurer--An insurer authorized to write property
and casualty insurance in Texas, including an insurance company, reciprocal
or interinsurance exchange, mutual insurance company, capital stock
company, county mutual insurance company, association, Lloyd's plan,
or other entity writing insurance in this state. The term includes
an affiliate, as described by Insurance Code §823.003, if that
affiliate is authorized to write insurance in Texas. The term includes
an appointed managing general agent, district, or local chapter program
of a county mutual insurance company described by Insurance Code §912.056(d)
that manages a portion of that county mutual insurance company's business,
independent of all other business of that county mutual insurance
company, and that is to be treated as a separate insurer for the purposes
of Insurance Code Chapters 544, 2251, 2253, and 2254, as provided
in Insurance Code §912.056(e). The term does not include a farm
mutual insurance company, an eligible surplus lines insurer under
the Insurance Code, the Texas Windstorm Insurance Association, the
Texas FAIR Plan Association, or the Texas Automobile Insurance Plan
Association.
(4) Short track filing--A filing requiring limited
supporting information to determine compliance with Texas statutes
and rules. For example, a filing making an editorial change to a rule
that does not result in the use of rates that are not on file, or
a filing referring to certain advisory organization filings, may qualify
as a short track filing. TDI determines whether a filing is eligible
to be reviewed as a short track filing. The TDI website lists advisory
organization filings that insurers may reference in a short track
filing.
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