(a)Definitions.
(1) - (3)(No change.)
(b)When must I respond to a written consumer complaint
and what must my response include?
(1)You must respond to the consumer complaint in writing
on or before the 30th day after the date you receive the consumer
complaint.
(2)In your written response, you must:
(A)set out the actions you have taken or plan to take,
with a corresponding timeline, to resolve or otherwise dispose of
the consumer complaint; or
(B)if you dispute the consumer complaint or do not
believe any corrective or other action is required, explain your conclusion
and refer to any supporting legal authority.
(3)If the consumer complaint was forwarded to you
by the department, [Department,] you must send
the department [Department] a copy of your response
on or before the 5th day after the date you mail the response to the
consumer.
(c)Must I keep records of the consumer complaints
I receive? Yes. You must keep the records regarding consumer complaints
in accordance with the requirements of §26.2(b)(2) of this title
(relating to What Records am I Required to Maintain?).
The agency certifies that legal counsel has reviewed
the proposal and found it to be within the state agency's legal authority
to adopt.
Filed with the Office
of the Secretary of State on October 28, 2022
TRD-202204257 Catherine Reyer
General
Counsel
Texas Department of Banking
Earliest possible date of adoption: December 11, 2022
For further information, please call: (512) 475-1301
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